sUSDS is a lending market on Fluid (Base). Depositors supply sUSDS to the market and earn a variable interest rate paid by borrowers, who post GHO as collateral and are liquidated if their loan outgrows the market's limits. The rate floats with utilization — how much of the supplied sUSDS is borrowed at the time — so the market is used to earn on an idle sUSDS balance, or to borrow against collateral without selling it.