Risk Disclosures

Digital assets, decentralized finance, derivatives, and tokenized assets are speculative and high risk. Prices and liquidity can change without warning. You can lose some or all of the assets you use, and leveraged products may create losses beyond posted collateral where their rules allow. Use only assets you can afford to lose.

DAIN does not guarantee principal, profit, yield, liquidity, access, execution, settlement, or recovery. Assets and positions accessed through the Service are not bank deposits and are not protected by FDIC, SIPC, or similar insurance unless a third party expressly states otherwise for its own product.

AI can misunderstand you, invent facts, use stale or manipulated data, select the wrong tool or asset, and generate unsuitable transaction parameters. A fluent or confident answer is not evidence that it is correct. Simulations, previews, safety scores, explanations, and success messages are not guarantees.

An enabled agent, Agent Team, schedule, or delegated signer can act while you are offline and may initiate multiple or recurring transactions without a separate approval for each one. Permissions, budgets, allowlists, slippage, leverage, cadence, and loss limits can be misconfigured or become inappropriate as markets change. Monitor activity and revoke authority you no longer need.

Whoever controls an account, device, private key, seed or recovery phrase, passkey, email, messaging account, session, or delegated signing authority may be able to control the connected assets. Phishing, malware, SIM or email compromise, malicious approvals, and user error can cause irreversible loss.

Embedded and external wallets use different providers and control models. DAIN generally cannot recover a lost key, reverse a signature, or restore assets. Never place a private key, seed or recovery phrase, password, or authentication code in a prompt or support message.

Blockchain transactions may be irreversible. They can be rejected, delayed, dropped, replaced, front-run, sandwiched, partially filled, reorganized, or executed at a different price. Network congestion, validators, sequencers, RPC providers, relayers, forks, and outages can affect submission and finality.

A transaction hash, interface status, notification, or third-party response is not proof of final settlement. Verify the asset, amount, network, destination, permissions, fees, and final state independently.

Smart contracts and protocols may contain bugs, malicious code, unsafe upgrades, governance attacks, compromised administrators, oracle failures, economic design flaws, or hidden dependencies. An audit, security review, bug bounty, long operating history, or high total value locked reduces no risk to zero. Pauses, freezes, governance votes, or incident controls may fail, arrive too late, or prevent withdrawals.

Markets can be volatile, manipulated, illiquid, or unavailable. Quotes can expire; slippage, price impact, MEV, spreads, fees, and market movement can materially change an outcome. Small or newly issued assets may be fraudulent, transfer-restricted, or impossible to sell.

Prices, balances, charts, yields, market caps, risk metrics, and portfolio values may be delayed, cached, estimated, incorrectly indexed, or inconsistent across sources. DAIN does not promise best execution or the best available return. A route may reflect technical availability, liquidity, controls, fees, or commercial integrations.

Stablecoins and wrapped assets can lose their peg or backing because of issuer insolvency, reserve shortfalls, custody failure, bank or payment disruption, redemption limits, sanctions, freezes, bridge failure, governance action, or market panic. Assets with the same ticker can have different issuers, contracts, rights, networks, and risks.

Yield can change immediately and may be paid in a volatile or inflationary token. Risks include slashing, lockups, withdrawal queues, borrower default, bad debt, utilization spikes, interest-rate changes, impermanent loss, strategy failure, rehypothecation, reward dilution, and protocol or counterparty insolvency.

Multiply, looping, and leveraged-yield strategies borrow against collateral and can amplify small changes in price, borrowing cost, health factor, or oracle value. Liquidation may occur before an alert, agent, stop, or manual transaction can react.

Leverage magnifies gains and losses. Perpetual and derivative positions can be liquidated automatically and without notice. Funding, borrowing, margin, oracle, auto-deleveraging, insurance-fund, venue-solvency, and order-book rules can change or behave unexpectedly. Stop losses and risk controls do not guarantee an exit price or prevent liquidation.

Cross-chain swaps rely on bridges, multiple networks, contracts, relayers, messaging systems, validators, liquidity providers, and wrapped assets. One leg can settle while another fails, leaving assets delayed or stranded. Exploits, address mistakes, depegs, finality differences, and unsupported recovery paths can cause permanent loss.

A token that references a stock, ETF, commodity, currency, credit instrument, fund, or other real-world asset may not confer ownership or the same voting, dividend, redemption, custody, or investor rights as the referenced asset. Rights come from the issuer's binding documents, not the token's name or DAIN's display.

These products may trade while the reference market is closed and can trade at a premium or discount. They add issuer, reserve, custodian, legal-structure, transfer-restriction, allowlist, freeze, redemption, corporate-action, oracle, liquidity, securities, commodities, and tax risk. Review each issuer and confirm your eligibility before use.

Wallet, identity, protocol, venue, data, AI, cloud, payment, and off-ramp providers are independent. Their security, solvency, availability, pricing, eligibility, identity checks, custody, conversion, and settlement rules apply in addition to DAIN's terms. They can reject, freeze, delay, reverse, or discontinue their services where their terms or law allow. An integration is not an endorsement or guarantee.

Laws and regulatory treatment can change quickly and differ by person, location, asset, product, and activity. A technically available feature may be unlawful or restricted for you. Authorities or providers may require identification, reporting, withholding, blocking, freezing, or surrender of assets. You are responsible for eligibility, compliance, records, filings, and taxes and should obtain independent professional advice when appropriate.

DAIN may provide previews, simulations, policy checks, transaction limits, confirmations, MFA, allowlists, circuit breakers, incident freezes, and monitoring. These controls are incomplete and may depend on delayed data or third parties. They do not create a duty to detect or stop every error, attack, loss, unsuitable action, or legal violation. You remain responsible for reviewing, limiting, monitoring, and revoking the authority you grant.